Ghiles YAHIATENE
Financial Executive | Regulatory & Risk Management Specialist
Boulogne-Billancourt, FR.About
Highly accomplished financial executive with over 10 years of experience within financial institutions, specializing in financial analysis, regulatory reporting, risk management, and compliance. Proven expertise as a Deputy MLRO, directly overseeing compliance frameworks and analyzing complex banking transactions. Adept at navigating demanding regulatory environments and coordinating cross-functional teams to ensure robust financial integrity and adherence to international standards.
Work
My Money Bank
|Regulatory Accountant (AMG Comptable Réglementaire)
La Défense, Île-de-France, France
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Summary
Manages regulatory accounting processes, ensuring accurate financial reconciliation and timely submission of critical regulatory statements for a leading financial institution.
Highlights
Reconciled accounting balance sheets with management statements, enhancing data accuracy and financial reporting integrity.
Corrected structural attribute and meaning anomalies, improving data quality and consistency across financial systems.
Prepared and submitted comprehensive RUBA statements, ensuring compliance with regulatory requirements.
Generated and declared OSCAMPS statements, contributing to accurate capital adequacy reporting.
Managed and declared Anacredit tables, supporting credit risk reporting and compliance obligations.
99 Advisory
|Assistant Manager Audit & Compliance
Luxembourg, Luxembourg
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Summary
Assisted in audit and compliance functions, focusing on risk appetite, KYC, and AML policy reviews to strengthen regulatory adherence.
Highlights
Contributed to the definition and assessment of risk appetite frameworks, aligning operational practices with strategic risk tolerance.
Conducted thorough KYC (Know Your Customer) reviews, ensuring adherence to anti-money laundering regulations and client identification standards.
Reviewed and enhanced AML (Anti-Money Laundering) policies, strengthening internal controls and compliance procedures.
EBI SA
|Regulatory Accountant
La Défense, Île-de-France, France
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Summary
Managed regulatory accounting and reporting, ensuring compliance with French regulatory bodies and international standards for a financial services firm.
Highlights
Reconciled the accounting database with management data, ensuring consistency and accuracy across financial records.
Corrected off-balance sheet anomalies, enhancing the integrity of financial statements and regulatory submissions.
Declared critical regulatory accounting reports (SURFI, SCR), ensuring timely and accurate submission to relevant authorities.
Prepared and submitted risk reports to ACPR (NSFR, LCR, COREP), maintaining compliance with prudential regulations.
Implemented, produced, and declared compliance statements, including VUC (Unique Client View) and FATCA/AEOI, with rigorous XML output control.
BANK ABC
|Deputy MLRO & Financial Reporting Officer
Paris, Île-de-France, France
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Summary
Led financial and regulatory reporting, ensuring compliance with banking standards and AML/KYC regulations as Deputy MLRO and Financial Reporting Officer.
Highlights
Managed monthly, quarterly, and annual account closures, including nostro accounts and fixed assets, ensuring accurate financial reporting.
Generated and managed the Fichier des Écritures Comptables (FEC), ensuring compliance with French accounting standards.
Controlled reserves and account balances in accordance with Banque de France requirements, maintaining financial stability.
Produced and submitted regulatory reports to the Banque de France (SURFI, Risk Centralization, CRT, RPC), ensuring timely compliance.
Oversaw all aspects of bank taxation, including payment and declaration of CVAE, TVS, IS, C3S, CA3, CFE, IFU, and DAS2, ensuring fiscal compliance.
Spearheaded implementation of CDD/EDD/Master EDD processes, and managed corporate/FI client account openings, strengthening compliance frameworks.
Filed suspicious activity reports to Tracfin and declared FATCA/AEOI (CRS) and FICOBA statements, reinforcing AML/CFT efforts.
BANK ABC
|Financial Analyst
Paris, Île-de-France, France
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Summary
Conducted financial analysis, prepared credit applications, and verified documentary credits to support risk assessment and transactional accuracy.
Highlights
Drafted Credit Application Forms (CAFs), facilitating credit approval processes.
Analyzed company financial statements to assess country risk, informing strategic lending decisions.
Verified bills of lading and invoices within documentary credits (CREDOC), ensuring transactional compliance.
Processed extensions and amendments of bank guarantees, maintaining flexibility and security in financial operations.
LCL Le Crédit Lyonnais
|Data Warehouse Modeling Specialist
Villejuif, Île-de-France, France
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Summary
Specialized in data warehouse modeling and script verification, ensuring robust data infrastructure for financial analytics.
Highlights
Defined data sources from information systems, establishing foundational inputs for data warehousing initiatives.
Modeled the data warehouse using Mega software, optimizing data structure for efficiency and accessibility.
Designed Detailed Study Dossiers (D.E.D), providing comprehensive documentation for data architecture projects.
Verified scripts generated by Mega software in Oracle 10g, ensuring data integrity and system performance.
Education
Harvard Business School Online
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Certificate
Financial Accounting
Courses
Evaluating a company's financial health using financial statements
Understanding GAAP and IFRS standards
Preparing and evaluating financial forecasts for strategic decision-making
Paris Dauphine
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Master 2 (M2)
Mathematical Informatics, Decision, and Organization (M.I.D.O)
Courses
Decision Informatics
Data Warehouse, Big Data, Supply Chain
Scheduling
Problem modeling and resolution using exact or approximate methods with performance guarantee
Université de Bordeaux Segalen
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Master (Maitrise)
Modeling, Mathematical Engineering, Statistics, Economics
Courses
Advanced Object-Oriented Programming
Integer problem modeling and resolution
Understanding and utilization of metaheuristics
Université de la Formation Continue (U.F.C)
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DEA (Diplôme d'Etudes Approfondies)
International Business
Courses
Documentary Credit
Maritime Transport Law and Incoterms
Management
Economics
Analytical and General Accounting
Université U.S.T.H.B
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Bachelor (Licence)
Mathematics with Specialization in Operational Research (R.O)
Courses
In-depth Analysis
Numerical and Matrix Analysis
Recursive Algorithms
Programming with Matlab, Caml Light, Delphi
Probability-Statistics
Databases
Languages
French
Arabic
English
Certificates
FATCA/AEOI
FICALITE BANCAIRE
COREP
ANACREDIT
Profitable Trading and Guaranteed Adaptation for All Levels
Scalping with Ichimoku
Skills
Software & Tools
Excel (VBA), Word, PowerPoint, SQL, Visio, SWIFT, Sopra Banking (Evolan), Invoke, Logic Informatique, Mega, Oracle 10g, Matlab, Caml Light, Delphi, SIRON.
Financial Regulations & Compliance
Regulatory Reporting, AML (Anti-Money Laundering), KYC (Know Your Customer), CDD/EDD (Customer Due Diligence/Enhanced Due Diligence), FATCA/AEOI (CRS), SURFI, SCR, NSFR, LCR, COREP, RUBA, OSCAMPS, Anacredit, Tracfin, FICOBA, Risk Management, Audit.
Financial Accounting & Analysis
Bank Accounting, Financial Analysis, Reconciliation, Financial Statements, Balance Sheet Analysis, Credit Application Forms (CAF), Documentary Credit (CREDOC), Bank Guarantees, Loan/RCF, Documentary Remittance, Fixed Asset Management, Monthly/Quarterly/Annual Closures, FEC Generation, General Expense Tracking, Management Control.
Data Management & Modeling
Data Warehouse Modeling, Information Systems, Data Source Definition, Detailed Study Dossier (D.E.D), Database Management, Big Data, Supply Chain, Mathematical Modeling, Decision Informatics.
Taxation & Fiscal Compliance
CVAE, TVS, IS, C3S, CA3, CFE, IFU, DAS2, Fiscal Control, Tax Declarations.